Financial Inclusion Banana Skins


The top three risks identified by each year's survey are listed below; click the year for a PDF of the full report.


1. Strategy
2. Risk management
3. Change management


1. Over-indebtedness
2. Credit
3. Competition


1. Over-indebtedness
2. Corporate governance
3. Management quality


1. Credit
2. Reputation
3. Competition


1. Credit
2. Liquidity
3. Macro-economy