The Centre for the Study of Financial Innovation is a forum for debate and research about the future of the international finance services sector.
Reports
Insurance Banana Skins 2017
TECHNOLOGICAL CHANGE AND CYBER RISK OVERTAKE REGULATION AS TOP RISKS FOR INSURERS
A CSFI report with support from PwC
The global insurance industry’s ability to confront structural and technological changes is now the greatest risk it faces, according to a new survey of insurers and close observers of the sector.
The CSFI’s latest Insurance Banana Skins 2017 survey, conducted with support from PwC, surveyed 836 insurance practitioners and industry observers in 52 countries, to find out where they saw the greatest risks over the next 2-3 years.
Events
The UK Equity Release Market
Tuesday, June 20, 2017, 12.30pm.
Speakers
Nigel Waterson (Equity Release Council)
June Deasy (CML)
Steve Ellis (L&G)
Articles: Chinese Corporate Debt - A bubble ready to burst?
John Graham
It is easy to be dazzled by China’s economic revolution and simply to assume that the economy will continue its progress, no matter what. However, even judging by the government’s own data, the situation is not as rosy as the Chinese Communist Party would have the world believe. Much of the discussion about China’s corporate debt burden has revolved around the urgency of the problem, with some predicting a crash, stagnation, or both. Meanwhile, others assume that the CCP’s track record means that nothing much will happen at all. Comparatively little has been said about how China might tackle its debt burden: this paper articulates one suggestion.
Podcasts
Andrew Hilton (CSFI), Pete Hahn (London Institute of Banking & Finance) and Anthony Belchambers (Financial Services Negotiation Forum) try to digest the week's news and what it all means for UK Financial Services.
Note: this recording was made on the Monday after the June 2017 General Election.
Jane Fuller, CSFI co-director, sat down with Francesco Guerrera (Politico) and Sam Tymms (Promontory) to discuss whether there is a regulatory pendulum in banking - and in whose favour it is swinging.
Jane Fuller, CSFI co-director, discusses the Office of Tax Simplification's agenda for 2016 and beyond.
Christine Allison, CSFI Financial Inclusion Fellow, talks to Malcolm Brown, director of the Church's Mission & Public Affairs Department, about the role of the Church of England in providing socially responsible financial services.
Jane Fuller, co-director of the CSFI, talks to Brian Bartaby (CEO of Proplend) following the Centre's April 26 round-table on innovations in property finance.
Jane Fuller, co-director of the CSFI, talks to Tim Jones (former CEO of NEST) following the Centre's March 7 round-table on the Chancellor's priorities for pensions reform.
Publications
The uncertain state of the global economic recovery now dominates people's concerns about the safety of the banking system. This is closely followed by the rise in cyber crime. The better news is that earlier concerns about capital and liquidity appear to be easing. Read the survey of the risks facing the global banking industry, produced in association with PwC.
The insurance industry operates in a risky world, with an uncertain macro-economy, a heavy regulatory agenda, and growing threats from cyber attack. Read the survey of the risks facing the global insurance industry, produced in association with PwC.
This report, which marks the culmination of the PIC/CSFI Pensions Fellowship, focuses on work-based pensions in the private sector - and, within that, on the new "auto-enrolment" regime for mass retirement saving.
Tweets
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RT @APPGbanking: Excellent presentation from @richardsamuel3h @CSFI1 on dispute resolution...great turnout and discussion on a sweltering day! -
With Dan Waters @ICI, Tim Stumpff, Janice Ilyarchuk, Angus Canvin & @miss_marriage @StudyLIBF discussing Brexit & A… https://t.co/yXsFYkfLOa
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RT @RoxburyAM: We are at @CSFI1 @StudyLIBF to learn about #Brexit and #Assetmanagement lots of cod hours beckon https://t.co/MzdrCWQeAT
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RT @AngusJMCampbell: Underway with @CSFI1 digital currency talk with Hugh Halford-Thompson @Blockchainltd Ben Dyson @bankofengland &… https://t.co/Xy3L88HtUK
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Discussing implications of formal digital cash with @dgwbirch, Ben Dyson @bankofengland, and Hugh H-T from… https://t.co/4xvHxvUjHe
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Plenty to talk about at Sustainable Finance for Breakfast tomorrow with @bencaldecott https://t.co/qs7fPxvgHI
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Brexit: where are we now? @StudyLIBF to discuss the issues with Michael Sholem, Anthony Belchambers, Angus Canvin &… https://t.co/bs9decUl9Z
FinTech
The CSFI aims to bridge the gap between emerging financial innovators and established institutions through a programme of round-tables, presentations, product demos and workshops. Contact Harry Atkinson to find out more.
Financial World
Financial World is the journal of The London Institute of Banking & Finance. Published six times per year in association with the CSFI, Financial World aims to bring together thought-provoking research and commentary on the health of the domestic and international financial services sector. The journal reaches around 20,000 financial services professionals, including all corporate and individual supporters of the CSFI.
Academic Expert Directory
The Academic Expert Directory is an online platform where academics and other specialists can connect with financial services practitioners seeking expert advice. The service is simple to use - and free.