The Centre for the Study of Financial Innovation is a forum for debate and research about the future of the international finance services sector.

 

Events

Sustainable Finance for Breakfast

Thursday, May 4, 2017, 8.30-10.00am

Speakers

  • Ben Caldecott (Smith School, University of Oxford)

  • Catherine Howarth (ShareAction)

From Peer2Here: How new-model finance is changing the game for small businesses, investors and regulators”.

A reception to mark the publication of an important new CSFI report by Andy Davis.

Monday, May 8, 2017, 6pm.

With support from CMS

Speakers

  • Andy Davis

  • Paul Murphy (FT Alphaville)

  • Sam Robinson (CMS)


It is easy to be dazzled by China’s economic revolution and simply to assume that the economy will continue its progress, no matter what. However, even judging by the government’s own data, the situation is not as rosy as the Chinese Communist Party would have the world believe. Much of the discussion about China’s corporate debt burden has revolved around the urgency of the problem, with some predicting a crash, stagnation, or both. Meanwhile, others assume that the CCP’s track record means that nothing much will happen at all. Comparatively little has been said about how China might tackle its debt burden: this paper articulates one suggestion.


Reports

Reaching the poor: The intractable nature of financial exclusion in the UK

Despite the best efforts of successive governments, there is a serious problem of financial exclusion in the UK.  More than a million adults do not have a bank account; 50% of households in the bottom half of the income distribution do not have home contents insurance; 2½ million use doorstep loans; more than 400,000 households use ‘Rent-to-Own’… And, of course, despite the (very significant) reforms introduced in 2014 and 2015, there is still a thriving, payday lending industry that addresses a real need for short-term credit – while, at the same time, often aggravating the problems that caused that need in the first place. 

We believe this is the most comprehensive survey of what is going on in the battle against financial exclusion in the UK to have been published in recent years. 


Podcasts

Jane Fuller, CSFI co-director, sat down with Francesco Guerrera (Politico) and Sam Tymms (Promontory) to discuss whether there is a regulatory pendulum in banking - and in whose favour it is swinging.

Jane Fuller, CSFI co-director, discusses the Office of Tax Simplification's agenda for 2016 and beyond.

Christine Allison, CSFI Financial Inclusion Fellow, talks to Malcolm Brown, director of the Church's Mission & Public Affairs Department, about the role of the Church of England in providing socially responsible financial services.

Jane Fuller, co-director of the CSFI, talks to Brian Bartaby (CEO of Proplend) following the Centre's April 26 round-table on innovations in property finance.

Jane Fuller, co-director of the CSFI, talks to Tim Jones (former CEO of NEST) following the Centre's March 7 round-table on the Chancellor's priorities for pensions reform.


Publications

The uncertain state of the global economic recovery now dominates people's concerns about the safety of the banking system.  This is closely followed by the rise in cyber crime.  The better news is that earlier concerns about capital and liquidity appear to be easing. Read the survey of the risks facing the global banking industry, produced in association with PwC.


The uncertain state of the global economic recovery now dominates people's concerns about the safety of the banking system.  This is closely followed by the rise in cyber crime.  The better news is that earlier concerns about capital and liquidity appear to be easing. Read the survey of the risks facing the global banking industry, produced in association with PwC.

The insurance industry operates in a risky world, with an uncertain macro-economy, a heavy regulatory agenda, and growing threats from cyber attack. Read the survey of the risks facing the global insurance industry, produced in association with PwC.


The insurance industry operates in a risky world, with an uncertain macro-economy, a heavy regulatory agenda, and growing threats from cyber attack. Read the survey of the risks facing the global insurance industry, produced in association with PwC.

This report, which marks the culmination of the PIC/CSFI Pensions Fellowship, focuses on work-based pensions in the private sector - and, within that, on the new "auto-enrolment" regime for mass retirement saving.


This report, which marks the culmination of the PIC/CSFI Pensions Fellowship, focuses on work-based pensions in the private sector - and, within that, on the new "auto-enrolment" regime for mass retirement saving.


Tweets

 
 

FinTech

 

The CSFI aims to bridge the gap between emerging financial innovators and established institutions through a programme of round-tables, presentations, product demos and workshops. Contact Harry Atkinson to find out more. 

 

Financial World

 

Financial World is the journal of The London Institute of Banking & Finance. Published six times per year in association with the CSFI, Financial World aims to bring together thought-provoking research and commentary on the health of the domestic and international financial services sector. The journal reaches around 20,000 financial services professionals, including all corporate and individual supporters of the CSFI.

 

Academic Expert Directory

 

The Academic Expert Directory is an online platform where academics and other specialists can connect with financial services practitioners seeking expert advice. The service is simple to use - and free.

 

 

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